Alan Curtis Legal Plain-English legal advice you can trust

Alan Curtis Legal

Plain-English legal advice you can trust

Latest Articles

Frozen Funds and Empty Fridge Cupboards: The Intestacy Problem Banks Won't Solve for You
Wills & Probate

Frozen Funds and Empty Fridge Cupboards: The Intestacy Problem Banks Won't Solve for You

When someone dies without a will, their sole-name bank account is locked from the moment the bank is told — and no amount of grief or next-of-kin status unlocks it. This article explains why the wait is so long, who is actually entitled to apply, and the simple steps that spare families the freeze.

The Myth of Common Law Marriage: What Unmarried Couples in England Really Have (and Don't Have)
Family Law

The Myth of Common Law Marriage: What Unmarried Couples in England Really Have (and Don't Have)

Millions of cohabiting couples in England and Wales believe living together for years gives them legal status as partners. It doesn't. We explain what the law actually provides, where unmarried couples are exposed, and the practical steps you can take now.

The Whole Debt, From Anyone: The Clause That Makes You Liable for Your Neighbour's Rent
Landlord & Tenant

The Whole Debt, From Anyone: The Clause That Makes You Liable for Your Neighbour's Rent

Four words buried in a standard tenancy agreement can leave one tenant owing an entire year's rent because a flatmate vanished overnight. This article explains how joint and several liability actually works, who gets pursued first, and what you can do to protect yourself before you sign.

Your Digital Estate: Sorting Out Online Accounts, Photos and Cryptocurrency After a Death
Wills & Probate

Your Digital Estate: Sorting Out Online Accounts, Photos and Cryptocurrency After a Death

From cryptocurrency wallets to cloud photo libraries, our digital lives now hold real financial and sentimental value — yet most wills say nothing about them. We explain how UK law treats digital assets and the practical steps you can take to spare your executors needless difficulty.

The Ownership Question That Outlives the Mortgage: How You Hold Your Home Decides Who Inherits It
Conveyancing

The Ownership Question That Outlives the Mortgage: How You Hold Your Home Decides Who Inherits It

Most couples never ask how they will legally own their home — they simply accept the default. Yet the distinction between joint tenants and tenants in common can determine whether a partner inherits automatically, whether children from a previous relationship are provided for, and how care fees are assessed. This guide explains the difference in plain English and sets out how to change your arrangement later.

A Section 21 Notice Has Arrived: Your Six-Month Rights Roadmap When the Landlord Wants the Keys Back
Landlord & Tenant

A Section 21 Notice Has Arrived: Your Six-Month Rights Roadmap When the Landlord Wants the Keys Back

Receiving a Section 21 notice is unsettling, but panic is rarely necessary. This step-by-step roadmap sets out what tenants should check, in what order, from validating the notice and confirming deposit protection to negotiating a departure date and understanding what happens if the matter reaches county court.

Freehold, But Not Free: The Old Deeds That Still Control Your Land
Conveyancing

Freehold, But Not Free: The Old Deeds That Still Control Your Land

Owning the freehold does not always mean doing as you like with your land. Restrictive covenants — some dating back a century or more — can dictate what you build, how you use your property, and who can enforce the rules. Here is what buyers and self-builders need to check before committing.

A Bargain Will Can Be a Costly Inheritance: Where Home-Made Wills Go Wrong
Wills & Probate

A Bargain Will Can Be a Costly Inheritance: Where Home-Made Wills Go Wrong

A template bought online might seem like a sensible saving, but small drafting errors can leave families facing years of dispute and thousands in legal fees. We look at the most common failures of DIY wills — and the situations where professional advice is not optional.

Signing on Someone Else's Dotted Line: The True Weight of a Guarantee
Business Law

Signing on Someone Else's Dotted Line: The True Weight of a Guarantee

Being asked to stand guarantor for a relative's tenancy or business loan can feel like a formality, but the liability is anything but routine. This article explains what you are actually committing to, how lenders pursue guarantors, and the safeguards that can protect your home before you sign.

When an Algorithm Decides Your Career: What UK Law Actually Says About AI in the Workplace
Business Law

When an Algorithm Decides Your Career: What UK Law Actually Says About AI in the Workplace

From CV screening to performance scoring, artificial intelligence is quietly reshaping how people are hired, managed and let go. This article examines whether UK employment law and data protection rules have kept pace — and what you can do if you suspect a machine made an unfair call about you.

Generosity With Guardrails: Funding Your Child's First Home Without Putting Yours at Risk
Conveyancing

Generosity With Guardrails: Funding Your Child's First Home Without Putting Yours at Risk

Helping a child onto the property ladder is one of the most generous things a parent can do — and one of the easiest to get legally wrong. From declarations of trust to inheritance tax traps, here is how to give with confidence.

Keystrokes, Cameras and Consent: Where the Law Draws the Line on Workplace Surveillance
Family Law

Keystrokes, Cameras and Consent: Where the Law Draws the Line on Workplace Surveillance

Monitoring software, CCTV and email tracking are now routine in British workplaces — but routine is not the same as lawful. This explainer sets out what employers may monitor, what they must tell you, and the practical steps to take if you believe the watching has gone too far.

The IOU That Outstays Its Welcome: Recovering Money Owed by Friends
Business Law

The IOU That Outstays Its Welcome: Recovering Money Owed by Friends

Lending money to a friend is easy; getting it back is anything but. This plain-English guide walks through the sensible steps — from a polite chasing email to a Letter Before Action and the small claims court — along with the costs, deadlines and honest questions to ask before you press on.

The Conversation No Family Wants to Have — and Why It Can't Wait
Wills & Probate

The Conversation No Family Wants to Have — and Why It Can't Wait

When a parent begins to lose capacity, families often discover too late that there is no Lasting Power of Attorney in place. We explain what an LPA does, what happens without one, and how the Court of Protection fills the gap — at a cost in time, money and family harmony.

Before You Phone a Solicitor About That Fence, Read This
Landlord & Tenant

Before You Phone a Solicitor About That Fence, Read This

Boundary and right-of-way disputes are among the most expensive legal fights a homeowner can start — often costing far more than the land is worth. This article argues for a disciplined, cheap-first approach to neighbour disagreements, with a practical checklist before any formal letter is sent.

Taking the Children Overseas After Separation: What the Law Requires and How to Respond
Family Law

Taking the Children Overseas After Separation: What the Law Requires and How to Respond

When one parent wishes to move abroad with the children, the law imposes strict requirements on both sides. This guide explains when consent or a court order is needed, how judges weigh relocation applications, and the practical steps available to a parent who objects.

Five Contract Clauses Small Business Owners Skim Past — and Why They Shouldn't
Business Law

Five Contract Clauses Small Business Owners Skim Past — and Why They Shouldn't

Most small business owners sign contracts far too quickly, and the clauses they overlook are precisely the ones that cause disputes. From liability caps to the 'battle of the forms', here are five terms worth reading twice before you sign.

SOLD Sign Outside Your Rented Home: Where You Stand When a Landlord Decides to Sell
Landlord & Tenant

SOLD Sign Outside Your Rented Home: Where You Stand When a Landlord Decides to Sell

A 'For Sale' board outside your rented home is unsettling, but it does not mean you must leave immediately. This guide explains Section 21 notices, how the proposed abolition of no-fault evictions is progressing, and a practical action plan for renters.

Before the Wedding Bands: What Every Couple Should Know About Prenuptial Agreements
Family Law

Before the Wedding Bands: What Every Couple Should Know About Prenuptial Agreements

Prenuptial agreements were once the preserve of celebrities and millionaires, but English courts increasingly take them seriously for couples of modest means. We explain who benefits, when a court will uphold an agreement, and the practical steps that make yours watertight.

Lost in Probate Language? A Plain-English Guide to the Terms That Matter
Wills & Probate

Lost in Probate Language? A Plain-English Guide to the Terms That Matter

When someone dies, the legal vocabulary that follows can feel like a foreign language. We translate twelve of the most common probate terms into everyday English — and explain why understanding them could save your family time, stress and money.